health care Essay - 907 Words

Health care, what some consider being a basic human right, what our country considers to be a privilege to those who have the funds to support it. Unfortunately, today’s American health care system is no longer only negatively affecting the poor and uninsured, but is now affecting middle class suburbia. This paper will focus on the cause and possible solution to the recent upswing in bankruptcy filings due to medical health care costs. nbsp;nbsp;nbsp;nbsp;nbsp;Harvard professors Steffie Woolhandler and David Himmelstein, along with Harvard law professor Elizabeth Warren and Ohio University sociology and anthropology professor Deborag Throne compiled statistically accurate data on bankruptcies in the United States. Their published†¦show more content†¦The middle class accounted for about 90% of all medical bankruptcies as according to the study. The majority of people affected â€Å"†¦are educated Americans with decent jobs homes and families.† (Frosch, 2005) A demographic study was conducted on Americans who filed for bankruptcy in 2001. â€Å"The average debtor was a 41-year old woman homeowner, with children, and some education.† (Frosch, 2005) More than 50% of these debtors had medical insurance when they became ill and when they filed. Serious illnesses rack up costs at very high rates, rates that have only been drastically increasing in the past few years. It is these increases that make many insurance policy holders file for bankruptcy. Most insured people who had to file were bankrupted due to co-payments, deductibles, or uncovered services. nbsp;nbsp;nbsp;nbsp;nbsp; nbsp;nbsp;nbsp;nbsp;nbsp;One would think that political reform on this issue would be at the forefront. This unfortunately does not hold true. Political reform has not been attacking this issue; in fact, un-passed legislation may make the matter even worse. The momentum in Washington is towards bankruptcy reform. Legislation is trying to passed that will make it more difficult to file for bankruptcy. â€Å"As the number of personal bankruptcies has surged, from approximately 718,000 in 1990 to 1.54 million in 2004, banks and credit card companies say, they’ve lost billions of dollars in canceledShow MoreRelatedThe Health Of Health Care983 Words   |  4 PagesHealth care has evolved throughout the years. The factors that have made health care evolve are the costs of health insurance, research on the advancement of medicine and diseases, technology, etc. Regardless of the factors, health and medicine have acknowledged and treated illnesses that society at one point may have t hought cureless. But what is better than treating a disease or any kind of harm, physically and psychologically? Preventing it. 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